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  2. World Encyclopedia
  3. Combined Insurance - Wikipedia
Combined Insurance - Wikipedia
From Wikipedia, the free encyclopedia
Combined Insurance
Company typeSubsidiary
IndustryInsurance
Founded1922
Headquarters
Chicago
,
United States
Area served
Worldwide
ProductsSupplemental Health, Life
Disability and Accident
Insurance Policies
RevenueUS$926.6 million (2010)
Total assetsUS$2.9 billion (2010)
Number of employees
5,400 in North America
ParentChubb Limited
Websitewww.combinedinsurance.com

Combined Insurance is a global provider of supplemental insurance, including accident insurance, life insurance and critical care coverage. Combined Insurance operates in North America, Latin America, Europe and the Pacific. The company is headquartered in Chicago, Illinois.

History

In 1922, W. Clement Stone, with a borrowed $100, started Combined Registry Company[1] in Chicago.

During the difficulty of the Great Depression, Stone in 1929 cut his field force to just 135 agents – from more than 1,000 agents – to increase efficiency. In 1939, after weathering the Depression, Stone created the Combined Mutual Casualty Company, which was established when Combined Registry Company purchased the American Casualty Company in Texas. In 1947 the company changed its name to Combined Insurance Company of America.[2]

Between 1959 and 1963 the company expanded into Australia, then Puerto Rico and the Bahamas, then into Europe with the addition of England[3] and Northern Ireland. In 1962 Stone authored the self-help book The Success System That Never Fails. (ISBN 978-0-671-52462-3)

In 1980, shareholders of Combined Insurance Company of America approved the formation of a holding company, Combined International Corporation, which traded publicly on the New York Stock Exchange under the call letters PMA (standing for "Positive Mental Attitude", a Stone catchphrase). Two years later the company merged with Ryan Insurance Group, with Stone becoming chairman of the new company and Patrick Ryan becoming president and CEO. The new company was renamed Aon – a Gaelic word signifying oneness and unity – in 1987.[4]

In 2008, Aon sold Combined Insurance to ACE Limited for $2.56 billion[5] which resulted in the closure of the UK employee benefits arm.[6]

Notes

  1. ^ "Combined Insurance Co. of America". www.encyclopedia.chicagohistory.org. Retrieved 2026-02-24.
  2. ^ Wilson, Mark; Porter, Stephen; Reiff, Janice (2005). "Combined Insurance Co. of America". The Electronic Encyclopedia of Chicago. Chicago Historical Society. Retrieved 12 February 2022.
  3. ^ "Our History | About Us | Combined Insurance". www.combinedinsurance.com. Archived from the original on 2016-08-09. Retrieved 2026-02-24.
  4. ^ Martin, Douglas (2002-09-05). "Clement Stone Dies at 100; Built Empire on Optimism". The New York Times. ISSN 0362-4331. Retrieved 2026-02-24.
  5. ^ "ACE Completes Acquisition of Combined Insurance Company of America". Archived from the original on 2011-08-23. Retrieved 2011-11-09. "ACE Completes Acquisition of Combined Insurance Company of America"
  6. ^ "News - Combined Benefit Services closes". Retrieved 2012-02-18.{{cite web}}: CS1 maint: deprecated archival service (link) Closure of Combined Benefit Services
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